Property Insurance
Commercial property insurance is a policy for your business or organization that offers protection against losses involving your business’ property. Depending on the sort of coverage you purchase this type of insurance can cover machinery, equipment, buildings, customers property while in your custody and care, among many other items.
Wallace Agency offers commercial property insurance for a variety of industries. Some of the more common include:
- Contractors
- Manufacturing
- Transportation
- Health Care/Hospitals/Nursing Homes
- Schools / Education
- Mercantile / Retail
- Attorneys/Law Firms
- Accountants
- Financial Institutions
- Auto, Boat, RV Dealers
- Hotels / Hospitality / Restaurant
In the event of a disaster, Commercial Property Insurance coverage will allow you to repair, rebuild, or replace your losses.
Speak with a Wallace Agency agent to make sure you have proper insurance coverage in place.
Property Insurance
Commercial property insurance is a policy for your business or organization that offers protection against losses involving your business’ property. Depending on the sort of coverage you purchase this type of insurance can cover machinery, equipment, buildings, customers property while in your custody and care, among many other items.
Wallace Agency offers commercial property insurance for a variety of industries. Some of the more common include:
- Contractors
- Manufacturing
- Transportation
- Health Care/Hospitals/Nursing Homes
- Schools / Education
- Mercantile / Retail
- Attorneys/Law Firms
- Accountants
- Financial Institutions
- Auto, Boat, RV Dealers
- Hotels / Hospitality / Restaurant
In the event of a disaster, Commercial Property Insurance coverage will allow you to repair, rebuild, or replace your losses.
Speak with a Wallace Agency agent to make sure you have proper insurance coverage in place.
Business Auto Insurance
Your business is on the move… and we’ve got you covered!
Businesses are constantly in motion – delivering goods and services, picking up supplies, visiting customers and prospects or just running errands. It is important to protect the cars and trucks that you and your employees drive.
Auto policies for business owners cover not only the repair of damages to your vehicles, but also the liability created when injuries or property damage occur. Our knowledge and experience will help you protect all that you’ve worked so hard to create.
Why Business Auto Insurance Matters:
- Protects your vehicles from costly repairs and damage
- Helps cover injuries and property damage caused by accidents
- Provides financial protection for your business assets
- Helps meet state and contractual insurance requirements
- Gives business owners peace of mind while on the road
Speak with a Wallace Agency agent to make sure you have proper insurance coverage in place.
General Liability Insurance
Risk…it’s a big part of being in business.
Every time you open your doors, every time you make or sell your product or service, you run the risk that someone will claim they’ve been injured by your business. We know each company carries unique exposures whether they are a large multi-national organization or a local main street store. General liability coverage provides the protection needed by virtually everyone in business. Our knowledge and experience will help protect all that you’ve worked so hard to create.
Why General Liability Coverage Matters:
- Protects your business assets and reputation
- Helps cover unexpected claims and lawsuits
- May be required by landlords, vendors, or contracts
- Provides peace of mind as your business grows
- Helps safeguard the future of your company
Speak with a Wallace Agency agent to make sure you have proper insurance coverage in place.
General Liability Insurance
Risk…it’s a big part of being in business.
Every time you open your doors, every time you make or sell your product or service, you run the risk that someone will claim they’ve been injured by your business. We know each company carries unique exposures whether they are a large multi-national organization or a local main street store. General liability coverage provides the protection needed by virtually everyone in business. Our knowledge and experience will help protect all that you’ve worked so hard to create.
Why General Liability Coverage Matters:
- Protects your business assets and reputation
- Helps cover unexpected claims and lawsuits
- May be required by landlords, vendors, or contracts
- Provides peace of mind as your business grows
- Helps safeguard the future of your company
Speak with a Wallace Agency agent to make sure you have proper insurance coverage in place.
Umbrella Insurance
In today’s litigious society, how much is enough?
Wallace Agency offers Umbrella Insurance, otherwise known as Excess Liability Insurance. This coverage can protect your business from catastrophic lawsuits. This coverage extends your underlying policies such as general liability, auto and employers liability. Umbrella excess liability coverage responds when you exceed the amount of your underlying liability policy limits. It could also respond to a claim that is not covered by an underlying policy, however, this is less common and only when the loss amount exceeds the self-insured retention (deductible commonly $10,000 and up).
Umbrella & Excess Liability Insurance Can Help Protect Against:
- Catastrophic lawsuits and large liability claims
- Judgments that exceed your primary policy limits
- Major auto liability claims
- Serious workplace injury claims
- High-value property damage claims
- Customer or third-party bodily injury lawsuits
- Legal defense and attorney costs
- Multi-million-dollar liability exposures
- Risks associated with growing business operations
- Unexpected gaps in liability protection
Let our knowledge and experience help you protect all that you’ve worked so hard to create.
Workers Compensation
Is safety on the job your top priority at your business?
Workers’ compensation insurance is coverage for an employee’s injury or illness due to his work. Medical costs, lost wages and rehabilitation are generally covered. Most businesses are required by their state to provide this coverage – but there is so much more to worker’s compensation than just insurance.
Wallace Agency can show you how to lower your workers’ comp costs through proper hiring and training, and by managing your facilities and the claims process effectively.
Ways Workers’ Compensation Can Benefit Your Business:
- Helps protect employees and their families
- Reduces the financial impact of workplace injuries
- Supports employee recovery and return to work
- May help lower the risk of costly lawsuits
- Encourages a safer work environment
- Helps businesses meet state insurance requirements
- Can reduce long-term claims costs through effective safety programs
Let our knowledge and experience help you protect all of your employees and everything that you’ve worked so hard to create.
Workers Compensation
Is safety on the job your top priority at your business?
Workers’ compensation insurance is coverage for an employee’s injury or illness due to his work. Medical costs, lost wages and rehabilitation are generally covered. Most businesses are required by their state to provide this coverage – but there is so much more to worker’s compensation than just insurance.
Wallace Agency can show you how to lower your workers’ comp costs through proper hiring and training, and by managing your facilities and the claims process effectively.
Ways Workers’ Compensation Can Benefit Your Business:
- Helps protect employees and their families
- Reduces the financial impact of workplace injuries
- Supports employee recovery and return to work
- May help lower the risk of costly lawsuits
- Encourages a safer work environment
- Helps businesses meet state insurance requirements
- Can reduce long-term claims costs through effective safety programs
Let our knowledge and experience help you protect all of your employees and everything that you’ve worked so hard to create.