Auto Insurance
Auto insurance protects you against financial loss if you are in an accident. Wallace Agency offers auto insurance polices from dozens of carriers that provide property, liability and medical coverage.
In the State of Michigan, if you are driving a vehicle on a public or private road, you are required to be insured with no-fault automobile insurance. If you’re still making payments on your vehicle, your lender may also have requirements, such as Liability and Physical Damage, and not just the common PL/PD (Personal Liability and Property Damage).
If you have recently experienced an increase in your auto insurance rates Wallace Agency is happy to offer you fast, reliable, no-obligation quotes by phone. We’re just real people who care. Let us work for you and earn your business!
Speak with an agent to make sure you have proper insurance coverage in place.
Auto Insurance
Auto insurance protects you against financial loss if you are in an accident. Wallace Agency offers auto insurance polices from dozens of carriers that provide property, liability and medical coverage.
In the State of Michigan, if you are driving a vehicle on a public or private road, you are required to be insured with no-fault automobile insurance. If you’re still making payments on your vehicle, your lender may also have requirements, such as Liability and Physical Damage, and not just the common PL/PD (Personal Liability and Property Damage).
If you have recently experienced an increase in your auto insurance rates Wallace Agency is happy to offer you fast, reliable, no-obligation quotes by phone. We’re just real people who care. Let us work for you and earn your business!
Speak with an agent to make sure you have proper insurance coverage in place.
Home Insurance
If you own your home or still have a mortgage, protect yourself and your family with a Homeowners insurance policy in case of damages, theft, or disaster.
Important Home Insurance Considerations
- Flood insurance requires a separate policy and is not typically included in standard homeowners coverage.
- Coverage needs can change over time as home values, renovations, and personal assets change.
- Valuable items such as jewelry, firearms, artwork, electronics, and collectibles may require additional coverage.
- Routine maintenance and wear-and-tear are generally not covered by homeowners insurance.
If your homeowners insurance rates have recently increased, let us help you compare options. Wallace Agency offers fast, reliable, no-obligation home insurance quotes. Contact our team today and discover the difference of working with a local agency that puts your needs first.
Renters Insurance
Renters Insurance offers protection on your personal belongings, your clothes, furniture, electronics, and more – and all this stuff adds up quicker than you might think! If you are ever faced with unexpected damage, or break-in and theft, renters insurance is the policy that offers help to cover the cost of replacing your stuff.
Your landlord’s insurance policy may cover the building but it will not cover your personal belongings. Wallace Agency can help you protect those belongings by providing a Renter’s Insurance policy that can give you coverage from fire, smoke, lightening, vandalism, theft, water damage and more.
Wallace Agency offers renters insurance as low as $15 a month. That’s an low premium for a lot of peace of mind!
Give us a call, email us, or contact us online. We’re happy to answer any questions you may have!
Renters Insurance
Renters Insurance offers protection on your personal belongings, your clothes, furniture, electronics, and more – and all this stuff adds up quicker than you might think! If you are ever faced with unexpected damage, or break-in and theft, renters insurance is the policy that offers help to cover the cost of replacing your stuff.
Your landlord’s insurance policy may cover the building but it will not cover your personal belongings. Wallace Agency can help you protect those belongings by providing a Renter’s Insurance policy that can give you coverage from fire, smoke, lightening, vandalism, theft, water damage and more.
Wallace Agency offers renters insurance as low as $15 a month. That’s an low premium for a lot of peace of mind!
Give us a call, email us, or contact us online. We’re happy to answer any questions you may have!
Umbrella Insurance
Umbrella Insurance is a form of liability insurance that is in excess of your home and auto policies. A personal umbrella policy is designed to protect your personal assets from bodily-injury and property-damage lawsuits that exceed the limits of your auto or homeowners liability.
You have worked hard to build a successful life. We want to make sure it’s protected. In today’s world where lawsuits are becoming more prevalent, it only takes one incident and everything you have worked for could be gone.
Wallace Agency is happy to offer you fast, reliable, no-obligation quotes by phone. We’re just real people who care. Let us work for you and earn your business!
Flood Insurance
Most Homeowners Insurance policies do not automatically include flood insurance coverage. Even if your home is not located in a designated flood zone, flooding can occur due to heavy rainfall, snowmelt, overflowing rivers, storm surge, or drainage issues. A separate flood insurance policy may be necessary to protect your home and belongings from costly flood damage.
Flood insurance can be complex, but the experts at Wallace Insurance Agency are here to help. We can explain your options, review your flood risk, and guide you through the National Flood Insurance Program (NFIP) as well as available private flood insurance solutions.
Flood Insurance May Help Cover:
- Damage to your home’s foundation and structure
- Electrical and plumbing systems
- Furnaces, water heaters, and central air systems
- Flooring, carpeting, and built-in appliances
- Personal belongings and contents (with appropriate coverage)
- Cleanup and restoration costs following a covered flood event
Don’t wait until severe weather is in the forecast. Protect your home, your belongings, and your peace of mind with the right flood insurance coverage.
Get a flood insurance quote from a Wallace Agency expert today.
Flood Insurance
Most Homeowners Insurance policies do not automatically include flood insurance coverage. Even if your home is not located in a designated flood zone, flooding can occur due to heavy rainfall, snowmelt, overflowing rivers, storm surge, or drainage issues. A separate flood insurance policy may be necessary to protect your home and belongings from costly flood damage.
Flood insurance can be complex, but the experts at Wallace Insurance Agency are here to help. We can explain your options, review your flood risk, and guide you through the National Flood Insurance Program (NFIP) as well as available private flood insurance solutions.
Flood Insurance May Help Cover:
- Damage to your home’s foundation and structure
- Electrical and plumbing systems
- Furnaces, water heaters, and central air systems
- Flooring, carpeting, and built-in appliances
- Personal belongings and contents (with appropriate coverage)
- Cleanup and restoration costs following a covered flood event
Don’t wait until severe weather is in the forecast. Protect your home, your belongings, and your peace of mind with the right flood insurance coverage.
Get a flood insurance quote from a Wallace Agency expert today.
Motorcycle Insurance
Sunshine, open roads, and the freedom to ride—your motorcycle is more than just transportation; it’s one of your most valued possessions. Protect your investment with Motorcycle Insurance coverage designed specifically for motorcycles, motorbikes, and scooters.
At Wallace Agency, our insurance professionals can help you choose coverage that fits your riding style, budget, and protection needs. Whether you ride every day, on weekends, or only during the warmer months, we’ll help you find the right policy before you hit the road.
If you own a classic motorcycle, vintage bike, or collector scooter, specialized coverage is even more important to protect its unique value and restoration costs.
Motorcycle Insurance Coverage Options:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured & Underinsured Motorist Protection
- Medical Payments Coverage
- Roadside Assistance & Towing
- Custom Parts & Equipment Coverage
- Accessory Coverage for Helmets, Saddlebags, and Upgrades
- Seasonal & Lay-Up Coverage Options
- Classic & Vintage Motorcycle Insurance
Before your next ride, make sure you have the protection you need. Speak with a Wallace Agency agent today to review your motorcycle insurance options and ride with confidence.
RV & Toy Insurance
The great outdoors! Need we say more? Don’t forget about the toys!
We will put the appropriate coverage in place, so the only thing you’ll have to worry about is having FUN!
Coverage available for your:
- Boat
- Jet Ski
- Snowmobile
- Golf Cart
- Dirt Bike
- Motor Home / Camper / Fifth-wheel Trailer
- ATV / 4-Wheelers
Speak with a Wallace Agency agent to make sure you have proper insurance coverage in place.
RV & Toy Insurance
The great outdoors! Need we say more? Don’t forget about the toys!
We will put the appropriate coverage in place, so the only thing you’ll have to worry about is having FUN!
Coverage available for your:
- Boat
- Jet Ski
- Snowmobile
- Golf Cart
- Dirt Bike
- Motor Home / Camper / Fifth-wheel Trailer
- ATV / 4-Wheelers
Speak with a Wallace Agency agent to make sure you have proper insurance coverage in place.